Understanding a Bank's Financial Statements and Key Ratios
Duration: 90 minutes
Speaker: William R. Kay, MBA
Webinar Description
The financial statements of a bank present different analytical issues than do financial statements of sales, manufacturing and service companies. As a result, analysis of a bank's financial statements requires a distinct approach that recognizes a bank's unique risks. Central to understanding a bank's financial condition is the use of certain capital ratios. If you work for a bank or another financial institution, and your job requires you to understand the bank's financial condition, this informative webinar will give you a practical overview of:
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Components of bank financial statements
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Key Ratios used in bank analysis
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Leverage and Risk
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Interest Rate Risk
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Credit Risk
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The impact of different accounting standards and policies (e.g. provisioning, asset valuation, securitization etc.) on the financial statements
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Key financial ratios to make a preliminary assessment of the performance and financial health of a bank
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The effect of the Yield Curve on a bank's financial performance
Agenda
inancial Statements to be Covered in the Webinar:
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Financial Reporting Standards
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Annual Reports
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Risk Management Reports
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Banking Balance Sheet (Financial Position) and main components
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Banking Income Statement (Statement of Income) and main components
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Statement of Changes in Equity
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Statement of Cash Flows
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Notes to the Financial Statements
Capital Ratios to be Covered in the Webinar:
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Total Equity to Assets
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Risk-Based Capital
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Tier 1 Capital
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Total Capital
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Tier 1 Leverage
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Regulatory and Agency Capital Requirements
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Capital Management
Logistics
- 90-minute webinar (Travel-Free) delivered over the Internet.
- Unlimited listeners per connection - bring the entire department.
- Q&A session with the expert.
This event will be presented live with a PowerPoint presentation to be viewed on your computer. You may listen to the audio of the webinar by telephone or through your computer. The PowerPoint slides will be provided shortly before the event. Once you register, you will receive an email which is your receipt and which includes your instructions for dialing in and logging on. You will also receive an email reminder 24 hours before the webinar.
What is a webinar?
A webinar is a live Internet based seminar. Webinars are a way for participants in many different locations to see and hear a presentation and view PowerPoint slides. You can also have your colleagues attend the webinar using one connection.
What kind of equipment do I need?
You will need a computer with an Internet connection (high speed service such as DSL or cable works best) and a telephone. You may listen to the webinar through your computer speakers, in which case you will not need to use a telephone connection. Internet access is not required for phone-only participants, but you will not be able to see the speaker’s slides.
How can I share the webinar with my colleagues who may not be able to attend the event?
CDs of each program will be available for sale and can be shared with your business associates.
Can I get a copy of the PowerPoint slides used in the webinar?
The PowerPoint slides will be available on the materials page link in the confirmation email that will be sent to you no later than the morning of the day a webinar is presented.
How do I ask a question during the webinar? Will my question be answered during the presentation?
A question and answer session will be scheduled at the end of each webinar. You can then ask a question by typing it into the question box that will be provided to you duringthe webinar. You may also ask a question through the telephone connection. As many questions as possible will be answered during the Question and Answer period.